Here are some basic questions Ive been asked  by new Rvr's and current Rv owners, and here are some helpful tips.
 

Question?

 -Why would I want a motorhome over a trailer?
 

 Answer!

 Most people who have a motorhome eventually will tow a car of some sort behind it. But say you're out on a road in the middle of nowhere on your way to your dry camping destination and your motorhome runs out of gas or breaks down, at least you still have your car to get somewhere safe and get help. Now if you're towing a trailer and your truck breaks down or runs out of gas what do you do? Wait for a stranger to pull over and Do what? give you a ride? Plus Iv'e never seen AAA tow a truck and a trailer. Or you leave whoever your with to watch your stuff in the trailor on the side of the road. I dont know, I guess if your camping in spots that are in the city you woud be ok, just something to think about! Or picture this! Your in Napa valley and you engage in one of those fun wine tours, and by the third winery your feeling pretty good and then you buy a couple bottles for the road. Ok the next day your not feeling 100 % and you have plans to drive to Sonoma to do it again ha ha! Well the person your traveling with can drive you to the next place. While the're driving your taking a nap in the bed, you have the restroom right there and when you feel better you can get up and cook up a quesadilla and make a bloody mary and wala! Your ready for round 2. So typically motorhomes are designed with bigger than normal gas tanks for longer travel without having to stop so often which is nice. Your not having to pull over so you can get something out of the fridge if your towing a trailer.  A lot of RVrs that currently camp with a trailer say that there tired setting up  and disconnecting everything everytime they want to explore a new destination, plus the vacation doesn't start till you get there.  With the motorhome you just put in the slides, fill up the fridge. Plus you can travel with more people in the motorhome. And the vacation starts as soon as you turn the key!

 

  • Question? -What kind of vehicle can I tow with the motorhome?

  • Answer!

  • You want to tow with all four tires on the ground, the best option is a front wheel drive manual transmission, but your  owners manual will tell you how your vehicle is capable of being towed. If not there's other options such as a car dolly and flatbed or modifying a  rear transmission with an auxiliary hydraulic pump to keep it cool here's a link to  some more info I found helpful.

  • Question?

  • - When is the best time to buy an RV?

  • Answer!

  •  - The best deals to be had is when you're ready to buy! If your not ready to buy they couldnt sell you golden charriots for a penny.  A great deal is only a perception, you never know what a dealer can do or what modivates them to make the deals they make until you sit down with a salesman and show motivation to buy and make an offer on a coach you're happy with.

  • Question?

  • - I can't buy now because I'm retiring in two years

  • Answer!

  •  - Keep in mind if you were going to finance, achieving the best interest rates for yourself is when you're still employed,  but not in all cases of course. Think about it though, wouldn't it be nice if you could take some weekend getaways to the beach or go hang out at the river around some peace and quiet away from the city to revive yourself for the coming work week? Or even take some fun coastal drives with some picnic food.  I always encourage my clients, that if you can afford it what are you waiting for? Go while your health is at its best so you have the energy to enjoy the  freedom, nature, fresh air and memories camping and rving has to offer.

  • Question? 

  • - Why would I want  Class C over a Class A or vice versa?

  •  Answer!

  •  - Class C offers a huge overhead bed and can be used as an additional sleeping area, storage, or even blocking the sun while you're driving. Plus you have your own doors to exit or enter. Feels like driving a van, also has factory  front crash ratings with airbags.

  •   Wow! that sounds great why would I want to class A

  •  Class A serves well for longer camping experiences, typically offering bigger chassis for comfort travel and bigger holding tanks for a longer stay, you'll mostly always get more storage but not always. You get a walk around bed and more interior space inside you sit above the view of traffic for great visibility. Let's say  you are driving in freeway traffic and there's road debree you'll be able to spot that way before because your vision sits above most of the traffic.

  • Question?

  •  - Why would I want to class B?

  • Answer!

  •  - Most class Bs are designed for a quick travel, some are used for daily drivers, some you can park on the street. They offer great gas mileage (in the RV world anyway) and you typically use it more often. Once you get used to the limited space that they offer, some say it's the coolest thing they've ever owned.

  • Question?

  • People are telling me that I should buy a diesel pusher

  •  Answer!

  •  - First of all everybody has a budget for an Rv. Whether you're a millionaire or not diesel is more expensive but like buying a Kia or an Audi they're both nice cars but the Audi has extremely different ride. Well so does the diesel, which offers an extremely heavy duty build starting with the chassis, the air brakes and the airbag suspension and the engines are built to travel 500,000 to a Million miles. Yes the ride is softer quieter and offers great torque for towing but it may not be the easiest coach to travel anywhere you want to go. Depending on what size you get you'll want to map out your travel routes.

 

      Really Hope All This Info Helped? Please let me know how im doing and feel free to 

     email or call me with any Questions. Please tell your friends about me!

 

     Thanks Again Mr. Jacob Harding

 

How is RV insurance different from auto insurance?

An RV is a vehicle, and as such, most insurance companies will be happy to issue a policy. However, insuring an RV with a typical auto policy will leave significant coverage gaps. Therefore, RV's should be insured with a specialized policy which covers the things an auto insurance would miss, such as:

  • Total loss replacement — This coverage is applicable to buyers of new RV's in the first five model years. It replaces the RV with a similar unit, even if the replacement costs more than the original. This coverage is good protection against steep RV depreciation, in case of total loss.

  • Replacement cost of personal belongings — Auto policies usually cover a limited amount of content in a vehicle. RV policies give you the option to specify a limit to include all of your personal belongings destroyed by most events.

  • Fulltimer liability — Offers liability coverage similar to homeowner's insurance when the RV is parked and is used as a residence. This coverage includes emergency treatment and medical expenses for others injured in or around your RV.

  • Campsite liability — Similar to fulltimer liability, but designed for short-term vacationers.

  • Emergency expenses — Reimburses expenses related to living outside the RV while it is being repaired, as long as the covered loss occurs a set number of miles from your fixed residence (usually 50 miles). Common expenses covered are lodging, meals, and travel back home.

  • Higher liability limits — RV insurance policies allow for significantly higher liability limits than auto insurance. Because most RV's are much larger than cars, they have the potential to cause a significant amount of damage in a mishap. Higher limits provide greater financial protection after an unfortunate incident.

  • Medium duty tow trucks — Covers trucks over one ton when used to tow a trailer or fifth wheel.

  • Suspend collision coverage when in storage — When the RV is in storage, you can suspend portions of the policy which apply only when the RV is moving on the road, such as collision coverage. This is a cost-saving option because you are not paying for unnecessary coverage.

 

Please be aware that insurance companies may call the above coverages by slightly different names. Be sure that you understand the terms used in a policy quotation, and what they cover.

Are there special conditions for medium duty trucks?

Yes, there are special conditions you should be aware of before buying a medium duty truck (MDT). Common medium duty trucks used by RVers:

  • Chevrolet Kodiak

  • Freightliner FL60 and FL70

  • Ford F-450 through F-650

  • GMC TopKick

  • International 4700

 

The following may cause you difficulties in getting MDT insurance:

  • No coverage for trucks over one ton — Some insurance companies will not issue a policy for trucks over a one ton, or weighing 10,000 lbs. or more.

  • Insured as a commercial vehicle — If an insurance company does cover medium duty trucks, they may only insure them as a commercial vehicle. This is generally not a good option for RVers because commercial insurance is more expensive and has strict mileage limits from the address of registration.

  • Covered as an RV tow vehicle only — This is the most common policy offered by RV specialty insurance: the medium duty truck is fully covered as a private vehicle, but must be used mainly to tow the RV. With these policies, the truck may not be used as an every-day vehicle for commuting, sightseeing, etc. This type of coverage is ideal when the RVer has another vehicle for daily use, but may be too restrictive if the truck is the only vehicle. In our experience, insurance agents and companies do not always point out this restriction—be sure to ask before buying the policy!

  • Covered as a personal vehicle, with special conditions — Some insurance companies will work with you to cover a medium duty truck as a personal vehicle, if the truck's actual weight (GVW) is less than 10,000 lbs. In these cases the insurance company may require an inspection of the truck, photos, and documentation to prove its weight. If a policy is issued under these conditions, the truck can be used as an every-day vehicle. This is how we secured insurance for our 9,500 lbs. F-550 truck through Travelers.

Worry About Storage NO MORE!!!!!

 

Rv storage Depo (Mission  Viejo) 949-328-7780                              Rv Storage in Orange county (Avery Pkwy) 949-360-0800

Red Carpet Rv storage (Fairview) 714-881-0063                             Oc Rv storage 949-705-7540

All Star Services (Trabuca Canyon) 949-726-1756                          Woodbridge Storage (Barranca) 949-857-4900

Irvine Rv storage (Barranca) 949-450-0540                                     Plano Self storage 949-589-1200

Irvine Lake Rv storage 714-649-9111                                               Anaheim Rv storage 714-828-7867

Rv storage Depo (warner) 714-98-9980                                           RV strage Depo (Anaheim) 714-988-4771

Beach Cities RV storage 714-210-2588                                           RCMC Rv & Boat storage 714-292-1653

Magellan storage 714-707-2720                                                       J&S Rv storage 714-282-8416

Garden Grove Rv Storage 714-373-4771                                        Central Rv storage (GardenGrove) 714-895-7800

Self Lock Storage & Rv 714-259-7511                                             Katella Rv storage 714-220-0870

Mandic Motors (H.B.) 714-536-6585                                                 Indoor Rv storage (Pamona) 909-465-9492 or 714-514-0115

Fleet Rv & Boat storage (Ontario) 909-988-2800                            Power Sports Indoor Rv storage 951-603-0884

McBrides Rv storage 909-606-5700

© 2016 Camping Lifestyles With Jacob Harding

Call Me Today: 949-903-5253 Email: jacob.harding@icloud.com